RBI releases ‘Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks: September 2013’

The Reserve Bank of India today released on its website ˜Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks, September 2013‘. The publication contains data on spatial distribution of aggregate deposits and gross bank credit of scheduled commercial banks including regional rural banks (RRBs) based on Basic Statistical Return (BSR)-7 as on last Friday of September (i.e. September 27, 2013). The data are classified according to states, districts, centres (top 100 and 200 centres), population groups and bank groups.


  • The growth (y-o-y) in aggregate deposits decelerated to 11.5 per cent in September 2013, on account of deceleration in deposits across all population groups.
  • Growth (y-o-y) in gross bank credit remained constant in September 2013 as compared with a year ago (15.1 per cent). In metropolitan area, the credit growth indicated improvements.
  • The top hundred centres, arranged according to the size of deposits accounted for 67.9 per cent of the aggregate deposits and the top hundred centresarranged according to the size of gross bank credit accounted for 76.7 per cent of gross bank credit.
  • The offices with deposits of `100 million or more accounted for 70.1 per cent of the bank offices, 97.9 per cent of aggregate deposits and 94.8 per cent of gross bank credit. The offices with outstanding gross bank credit of ` 100 million or more accounted for 50.0 per cent of the offices, 81.1 per cent of deposits and 96.0 per cent of gross bank credit.
  • Nationalised banks, SBI and its associates, and private sector banks accounted for 52.2 per cent, 22.5 per cent and 18.2 per cent of aggregate deposits, respectively, and for 50.5 per cent, 22.8 per cent and 19.2 per cent of gross bank credit, respectively.
  • The credit-deposit (C-D) ratio of allScheduled Commercial Banks (SCBs) as on September 27, 2013 stood at 77.8 per cent. At the bank group level, C-D ratios of foreign banks (89.0 per cent), new private sector banks (84.5 per cent) and SBI and its associates (78.9 per cent) were higher than the all-India average.

Sangeeta Das
Press Release : 2013-2014/1481

Tags: Credit (finance)Financial servicesIndiaPercentageReserve Bank of IndiaSeptember 2013State Bank of India

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